**Grow your Co-op!**

We are launching a Capital Campaign to fund our Co-op in Jaffrey and we need your support!

Our Member-Owner Loan Campaign is a drive to raise at least $2.5 million in loans to open our Co-op in Jaffrey, NH. The Offering Memorandum is available to Member-Owners of Monadnock Food Co-op who are residents of New Hampshire.

VIEW CAMPAIGN BROCHURE HERE!

ABOUT THIS PROJECT!

Our Co-op is opening a location in Jaffrey, NH — and as we all know, it takes a community to open a Co-op!

Our Vision is to purchase the former Rite Aid building and property at 14 Peterborough St. in Jaffrey, NH. This space will need renovations plus an addition.

Once open, this Co-op will be a 13,000 sq ft, full-service grocery store!

INVEST IN OUR MISSION

Support from our Member-Owners will expand our support of our greater community with a Co-op in Jaffrey, NH! This expansion brings greater mission-driven impact; increased support for local farmers and producers, more local jobs, and greater food accessibility for our community.

Member-Owners can invest in our Co-op through our Member-Owner Loan Campaign. This initiative provides an opportunity to invest in a fair and local community-owned social enterprise. Participation in our Loan Campaign is open to Member-Owners of the Monadnock Food Co-op who reside in New Hampshire.

With your support, our financial goal is to secure 2.5 million from our Member-Owners to finance equipment, inventory, and other expenses within the building. Our location in Jaffrey, NH is estimated to cost $10.5 million, which includes the purchase of the existing building, repairs, and a modest expansion.

MEMBER–OWNER LOANS

Capital from Member-Owners means less dependency on outside lenders.

Member-Owners earn up to 4% on their loans to our Co-op. Interest will be paid annually. Loan terms are between 6 to 10 years.

Member-Owner Loans demonstrate tangible support for our cooperative business model and vision of our community.

KEY THINGS TO KNOW

This program is open to Member-Owners of Monadnock Food Co-op who are in good standing and residents of New Hampshire.

All potential investors should read Monadnock Food Co-op’s Member-Owner loan packet for a complete description of the program, expansion plan, and the risks of making a loan.

The information provided in this brochure does not constitute an offer to sell or a solicitation of an offer to purchase securities and any such offer or solicitation can only be made by an Offering Memorandum.

Please contact Connie for more investment information! [email protected]

QUOTES FROM OUR COMMUNITY!

“Good food is at the center of a good life and we have been without a real grocery store in Jaffrey for many years. More than 26,000 people live in Jaffrey and the six towns bordering us. Just in Jaffrey, we have more than 100 units of new housing coming on the market in the next 36 months. This is a vibrant and growing area. The Co-op is long-needed, greatly anticipated, and we are looking forward to our successful new store!” — Tom Ahlborn-Hsu

“Community is the heart of the Monadnock Food Co-op, whether that means providing jobs, supporting local farms, or providing families with healthy food options. By making a member loan, you are investing locally and directly impacting our community.” — Trish Campbell & Dave LaCoste

We are on a mission to strengthen community, grow our impact, and provide good. local. food. for all. Thank you for supporting your Co-op!

ABOUT THIS PROJECT

We are thrilled to open a second location in the former Rite Aid building in Jaffrey, New Hampshire!!

The building renovations are scheduled to begin in the Spring 2027, positioning us to open in early 2028!

This store will be much like our current location; the store will include fresh, local and organic produce, meat, and specialty cheeses, a complete selection of pantry staples, bulk items, beer and wine, wellness and more. There will be a large cafe with house-made sandwiches, sides and salads, baked goods, and grab-n-go options for quick, healthy meals.

We extend a huge THANK YOU to our community for all your support as we embark on this project; we’ll need everyone’s help to ensure it is a success!

Why expand to Jaffrey, you might ask?

An additional store in Jaffrey will provide access to local and healthy food choices and allow us to better serve our local farmers, producers and greater community.

WE CAN IMPROVE ACCESS TO LOCAL AND HEALTHY FOOD OPTIONS

- - A full-service Food Co-op will bring great food to the community and provide food accessibility in Jaffrey. This store will expand on our existing services; Healthy Food For All, WIC, SNAP and Double Up Food Bucks all significantly reduce the cost of food for program participants ensuring good food is affordable to everyone.

WE CAN SUPPORT MORE LOCAL FARMERS AND PRODUCERS

- - A Jaffrey Co-op gives local farmers and producers greater opportunities to sell their goods, providing them with a year-round marketplace supporting their farm viability. 33% of our sales come from local sources and feature over 4K local products across all departments from over 150 local farmers and producers, resulting in $8.7 million in local sales for FY 2025. Data has shown that $0.66 of every dollar spent locally, stays in the community!

WE CAN PROVIDE A PLACE TO GATHER IN JAFFREY

- - We will have a café for people to gather and have breakfast, lunch and dinner, to see and meet new and old friends and neighbors! By making Jaffrey a grocery shopping destination more consumers will visit the town and frequent the other businesses, improving the local economy.

WE CAN PROVIDE OPPORTUNITIES FOR LOCAL JOBS AND CAREER GROWTH

- - We anticipate our Co-op will bring 30-40 new jobs to Jaffrey. Our employees earn livable wages (starting at $17hr) and receive benefits like health, vision, dental, life and disability insurance, an employee discount, opportunities for advancement, and much more.

WE CAN GROW OUR COMMUNITY IMPACT BEYOND KEENE

- - As a community owned Cooperative, we are dedicated to serving and supporting the communities we are in. Our Co-op donations support numerous community causes and our Round It Up program will benefit the local non-profit community and the programs they offer, providing positive economic Impacts for the community.

We know you have questions!

DOES MEMBER-OWNERSHIP EXTEND TO BOTH LOCATIONS?

- - Absolutely! Member-Owners are encouraged to shop at both stores.

WILL THERE BE COMMUNITY ENGAGEMENT?

- - Yes! We plan to host info sessions in Jaffrey to share information about our plans and learn more about the community’s needs. Stay tuned for a date!

WILL THERE BE EMPLOYMENT OPPORTUNITIES AND CAREER GROWTH?

- - Yes! We anticipate the Co-op will bring 30-40 more jobs to Jaffrey. Keep an eye on our Co-ops website for updates.

WHAT ARE THE FINANCIAL RISKS?

- - Our first priority is the ongoing health and viability of Monadnock Food Co-op. While every investment has risk, we continue to perform due diligence to ensure a strong financial path forward and to minimize project, budget, and financial risk to the co-op as we move ahead

HOW CAN COMMUNITY MEMBERS SUPPORT THIS EFFORT?

- - If you haven’t already, please become a Member-Owner of our Co-op! There are a lot of great benefits, and your show of support is critical as we plan our expansion. Additionally, to finance this project, we need to raise up to $2.5 million in Member-Owner loans. This is truly a cooperative endeavor – please consider making a loan to support this project! Once the store opens, shopping in the store is one of the most important ways to support the project. If you are interested in providing a loan, please reach out to Michael Faber at [email protected]